Term Loans for Home Services & Repair Businesses

Same-day Term Loan for Home Services & Repair businesses. Apply in 5 minutes with just 4 months of bank statements — get a decision in as little as 1–2 hours.

Term Loan for Home Services & Repair

Fast Funding That Works for Home Services & Repair Businesses

Home service businesses applying for term loans often run into banks that require significant collateral, strong credit, and extensive documentation, and then take months to underwrite and fund. Many businesses in this industry have waited three months only to get rejected at the last minute. At Redline Capital, we skip all of that. If your monthly deposits hit $30,000, you qualify and most clients are funded the same day.

$30K

Minimum monthly revenue to qualify

80%+

Approval rate for applicants

4 hrs

Fastest time from application to funded

Common Uses

How Home Services & Repair Businesses Use Term Loan

Purchase new service vehicles or trucks

Hire and train additional technicians

Invest in specialized equipment or tools

Expand into new service areas or markets

Our Process

Funded in as Little as 4 Hours

Most lenders advertise same-day funding but rarely deliver. Because we only require 4 months of bank statements, we can verify your revenue and send offers within hours — not weeks.

1

Submit 4 months of bank statements
Fill out a short online application. The whole process takes less than 5 minutes.

2

We verify your revenue
We confirm monthly deposits and run a soft credit check. Takes 1–2 hours maximum.

3

Receive multiple offers
We send competing offers from our lending partners — each showing the full amount, rate, term, and payment schedule.

4

Accept on your terms
No pressure. Take as long as you need. We never call or email repeatedly to push a decision.

5

Get funded same day
Funds arrive via ACH or wire transfer. Most clients are funded the same day they apply.

Why Redline Capital

Three Reasons Businesses Choose Us

01

Better Rates Through Our Broker Relationships

Most lenders put businesses through months of underwriting — asking for tax returns, balance sheets, personal guarantees, and more. Banks can take 60 to 90 days, and some deny applications on the day of funding after making you wait three months.

Qualifying with Redline Capital requires just three things:

$30,000/mo Revenue

U.S.-Based Business

12 Months in Operation

No tax returns. No personal guarantees. No balance sheets. Just 4 months of bank statements — and an 80%+ approval rate.

02

Same-Day Funding — Often in as Little as 4 Hours

Most lenders providers advertise same-day funding but take 3 to 5 days in practice — because the paperwork they require makes fast funding impossible. Because we only need 4 months of bank statements, we can verify your revenue and send offers within 1 to 2 hours of your application.
⚡ Real Example
A business owner called us at noon needing to make payroll that same day. He submitted his bank statements, reviewed his offer, and had the wire transfer in his account by 5:00 PM — four hours, start to finish.

03

Better Rates Through Our Broker Relationships

Redline Capital is a broker — not a direct lender. We have decade-long relationships with premium lending partners and send them hundreds of millions of dollars in applications each year. In return, they offer our clients discounted rates, larger funding amounts, and longer terms that aren’t available to direct applicants.
 
One application. Multiple competing offers. We encourage you to shop around — our offers typically win.

OnDeck

Headway Capital

Rapid Finance

Biz2Credit

Get Started Today

Apply for Term Loan in 5 Minutes

Just 4 months of bank statements. Decisions in 1–2 hours. Funded as fast as the same day.

$30K monthly revenue · U.S. business · 12 months in operation · 80%+ approval rate